For the self-employed and freelancers it is difficult enough to get an installment loan. If the Credit bureau then still “scratch”, then a loan for self-employed is really hard. The way out is a loan for self-employed without Credit bureau request, but here and there, there is something to note. Most of the time you will be working as a freelancer at a domestic bank if you need financing and therefore a loan. Not every bank grants a loan for freelancers without Credit bureau.
Loans for the self-employed without Credit bureau information
Each loan amount without creation can be requested. Good lender credit has been offering instant loans without Credit bureau, friendly and fast customer service for over 45 years. Real estate financing also possible despite credit problems. In fact, artisans and freelancers should be able to obtain credit without further ado. After all, the banks and the savings banks hire employees who are specifically active in the corporate customer business.
But not every loan for the self-employed and freelancers has inevitably something to do with the operation. In such cases, only a classic private loan is used, even for the self-employed. There are two reasons for a loan without Credit bureau: in fact, the borrower has a creditworthiness with which he would fail at a bank in Germany.
The borrower intends a larger leveraged investment in the near future and does not want to reduce its credit rating with a small collateral loan. Why do credit institutions have difficulties with loans for the self-employed? With a few restrictions, Agree banks are not exactly enthusiastic when a self-employed or freelancer wants a loan. The reason for this is the extremely lean payout process.
Credit rating with a small collateral loan
Salary allocation eliminates the need for personnel-intensive and costly review of other collateral and thus a high margin for the house bank. By whom is a loan granted to the self-employed with a negative Credit bureau? The loan for the self-employed without Credit bureau does not come from Germany. In these countries, there is no such institution as the Credit bureau, where the loans are not wasted, but always a credit check is made.
However, there is no insight into the Credit bureau, and after the granting of the loan, a message to the Credit bureau, which is not given out anywhere in the world, but through intermediaries. The application for the loan is made in the same way as any other loan. However, the banks require a minimum income, which also brings the applicant.
The requirements for standardized loan amounts are as follows: 1: For a loan volume of 3,500 USD at least 1,200 USD. With a loan volume of 5,000 USD at least 1,660 USD. With a loan volume of 7,500 USD at least 1,860 USD. However, this does not mean that no further loans are possible. Depending on the operator, loans of up to USD 100,000 and up to USD 250,000 are granted for mortgage lending.
In Switzerland, they are known for their secrecy. The same applies to a loan for the self-employed without Credit bureau. For borrowing and repayment, the borrower has two options. Loan for freelancers despite negative Credit bureau entry: Credit for self-employed / freelancers despite negative Credit bureau.